Last updated: January 2024
Please read these Terms of Service ("Terms") carefully before using the AutoPolicyNavigator website at autopolicynavigator.com (the "Site"). By accessing or using the Site, you agree to be bound by these Terms.
AutoPolicyNavigator provides educational content about auto insurance for informational purposes only. Our content is designed to help you understand insurance concepts, not to provide specific insurance advice.
Important: The information on this Site does not constitute professional insurance, legal, or financial advice. For decisions about your specific coverage needs, consult with a licensed insurance professional in your state.
You may use the Site for lawful, personal, non-commercial purposes. You agree not to:
All content on the Site, including text, graphics, logos, images, and software, is the property of AutoPolicyNavigator or our content providers and is protected by copyright and other intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent, except for personal, non-commercial use such as printing articles for your own reference.
If you submit any content to us (such as through contact forms or comments), you grant us a non-exclusive, royalty-free license to use, reproduce, and publish that content in connection with our Site and services.
You are responsible for ensuring that any content you submit does not violate the rights of others or any applicable laws.
The content on this Site is for general educational purposes only. It is not intended to be, and should not be construed as, professional insurance advice. Insurance needs vary based on individual circumstances, and you should consult with qualified professionals for specific advice.
The Site and its content are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:
Insurance laws, regulations, and requirements vary by state and change over time. While we strive to keep our content current, we cannot guarantee that all information reflects the latest changes. Always verify information with your state's insurance department or a licensed professional.
To the fullest extent permitted by law, AutoPolicyNavigator shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or reliance on its content.
Our total liability for any claims arising from your use of the Site shall not exceed the amount you paid to us (if any) in the 12 months preceding the claim.
The Site may contain links to third-party websites. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content or practices of any third-party sites.
You agree to indemnify and hold harmless AutoPolicyNavigator, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Site or violation of these Terms.
We reserve the right to modify these Terms at any time. Changes will be effective when posted to the Site. Your continued use of the Site after changes are posted constitutes acceptance of the modified Terms.
We may terminate or suspend your access to the Site at any time, without notice, for any reason, including violation of these Terms.
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.
If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.
If you have questions about these Terms, please contact us through our Contact Page.